Check with the States Unclaimed Property Office. If a life insurance company knows that an insured client has died but cant find the beneficiary, it must turn the death benefit over to the state in which the policy was purchased as unclaimed property.If you know (or can guess) where the policy was bought, you can contact the state comptrollers department to see if it has any unclaimed money from life insurance policies belonging to the deceased. A good place to start is the. National Association of Unclaimed Property Administration.Contact a Private help with paperwork after death Service That Will Search for Lost Life Insurance. Several private companies will, for a fee, contact insurance companies on your behalf to find out if the deceased was insured. This service is often provided through their websites. Do You Think the Policy Might Have Been Bought in Canada?If so, you try contacting the. Canadian Life and Health Insurance Association for information.
Review the Deceaseds Income Tax Returns for the Past Two Years. Look for interest income from and interest expenses paid to life insurance companies. Life essay writing qualities of a good student insurance companies pay interest on accumulations on permanent policies and charge interest on policy loans. Contact State Insurance Departments, the National Association of Insurance Commissioners (naic) has a Life Insurance Company Location System to help you find state insurance department officials who can help to identify companies that might professional resume writing services in new jersey have written life insurance on the deceased.To access that service, go to the naics. Life Insurance Company Location System.
Also, check address books for the names of any insurance professionals or companiesan agent or company who sold the deceased professional cv writing service sydney their auto or home insurance may know about the existence of a life insurance policy. Contact Financial Advisors, present or prior attorneys, accountants, investment advisors, bankers, business insurance agents/brokers and other financial professionals might have information about the deceaseds life insurance policies. Review Life Insurance Applications, the application for each policy is attached to that policy.So if you can find any of the deceaseds life insurance policies, look at the applicationwill have a list of any other life insurance policies owned at the time of the application. Former employers maintain records of past group policies.Check Bank Books, Statements and Canceled Checks. See if any checks have been made out to life insurance companies over the years. Check the Mail for a Year Following the Death of the Policyholder.Look for premium notices or dividend notices. If a policy has been paid up, there will no notice of premium payments due; however, the company may still send an annual notice regarding the status of the policy or notice of a dividend.
Locating life insurance documents for a college term paper ideas deceased relative can be a daunting taskfor one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search:.Look for Insurance Related Documents. Search through files, bank safe deposit boxes and other storage places to see if there are any insurance related documents.